Christmas and other Faith Driven Holiday Celebrations, all mean different things to different people, but most always represent joy, peace, gratitude, and hopefulness.
If you look around, you will notice a giving spirit exists unlike at other times of the year. Why can’t it be that way every day of every year? I think it can.
The home-buying process involves a lot of decision-making. You will need to make several significant choices, and one of the major ones is whether to look for an existing home or consider buying a new construction.
So you’ve decided it’s time to transition from renting an apartment to buying a house. If you’ve always rented, you’re in for quite a few changes as you look to buy. There is a lot to keep track of, from improving your credit score to preparing for unexpected costs.
If you’re a first-time homebuyer, it’s easy to get caught up in the excitement of making plans for your new space. Even as you dream about color schemes, furniture placement, and the ideal layout of your new home, you’re probably also keeping a close eye on interest rates and your future mortgage payment.
If you’re a first-time homebuyer, buying a home is an exciting time in your life — not to mention a little anxiety-inducing. But after touring dozens of homes and finally finding “the house,” you’re ready to make an offer.
Whether you are renovating to make your space more comfortable, to increase your home’s value, or just trying the style you always wanted from Pinterest
Once you’ve decided to buy a house, the next step is to decide how much you can realistically afford. To help you get started and make the process easier, here are five tips to follow when deciding how much you should spend on a house.
You have a lot of things to consider when house hunting. One of the most significant is – do you want a home that you could move into tomorrow or a home that you can fix up and customize to your liking?
Preparing for a home appraisal can be stress-free once you know what the home appraiser is looking for. Take extra time to ensure your home is presented in the best light before an appraisal. The most important idea is to ensure that the interior and exterior of a home are both attractive and functional. Declutter and repair your home, and prepare a list of home improvements for your appraiser. When all’s said and done, these factors work together to help increase your appraisal results while maximizing your home value.
Need to dig deeper into the home you’re looking to buy? Asking the right questions — and not just the kind that randomly pops into your head — can help you get as much information as you need to put together a competitive offer. Likewise, you will be able to save time, money, and potential headaches if you hit all the necessary topics head-on. It’s part of your due diligence as a buyer, especially since this could be one of the biggest financial commitments you’ll ever make.
"Excellent͏ Home Selling Experience. Deborah was a great partner to work with during the sale of our home. Her expertise was evident with the strategy she used to find the right buyer! It only took 33 days to secure a contract. We put our trust in Deb to sell our house and she did not disappoint! Her communication is great and we were always informed during the selling process. If you are looking for a realtor you can trust and rely upon to seal the deal on your home, give Deb a call today! You will be glad you did."
Jennifer Brink
"Debbie was absolutely Amazing and Very knowledgeable!! We recently moved here from Az and we were not familiar with the area. From finding financing, to getting us the "Perfect home for us!! It was incredible to work with Debbie because she really does care and it shows!! Above and Beyond!!!!!"
Sarah Gibb
"She was very professional and friendly. Would put her at the top of the list for buying or selling."
Helen
"She is so professional an knowledgeable. Has an eye for detail. Found the house of our dreams. Handle everything took the worry off of us. Would recommend her to anyone an everyone. Thanks Deb"
zuser20170201085116810
"Deborah is a fantastic realator, very knowledgeable, and on top of things every step of the way. She comes highly recommended by my family. We don't know what we could have accomplished without her."
Maryellen McCullough
"Just finished up our home sale with Deborah Kling as our realtor. I can't say enough good things about her as an agent. As anyone knows, there are always last minute stuff that comes up in a home sale. Deborah took care of these problems first hand without issue. Home was only on the market for a couple of days if that. You can't go wrong choosing Deborah as your agent. Don't even question it."
Christopher Davis
"We enjoyed working with Deborah Kling during our search for a place to retire (out of town). She was always respectful of our time and showed up on time for all showings. She went out of her way to make sure we had all the information available for each property and waited on us to check each place out, until, we were satisfied in seeing all we wanted to see. She always found properties that were within our budget and truly seemed happy to meet with us each time. If, in the future, we decide to get help from someone to buy or sell property, we will give Deborah a call. It was a very good experience for me and my wife."
Steve Foster
"Deborah, helped us through the process from start to finish. It being our first home and a VA home loan things seemed to drag on at times. Deborah stayed on top of everything, with our best interests in mind. I would not hesitate to recommend Mrs. Kling to anyone. I can not stress enough how crucial her services where in helping us to buy our home."
fd3s2060
"Deborah went above and beyond the entire time that our house was on the market and helping us to find a new, forever home. We couldn't have done it without her. The packing and moving was hard enough at our age and she made the transaction move so quickly and effortlessly. I would recommend Deborah to anyone no matter their age or real estate needs. She is so friendly, knowledgeable, and helpful. She always answered my calls and texted me back right away. Thank goodness we had Deborah as our Realtor!!!!"
Connie Spencer
"Debbie was excellent from the beginning till the end. She solved many problems that came up with my best interest in mind. She is very knowledgeable and intuitive. She went above and beyond to help me buy my home! I would recommend her to anyone needing a realtor."
Yelena Dymytrashko
"Definitely very professional and helpful when house was sold. Facilitated the sale from start to finish. Worked excellently with selling broker."
W and S English
"We were in Florida looking for Property. Deborah did everything she could do, and still doing to find that perfect property. She took us from one end of the panhandle to the other. Tromped through the woods with us and everything. I hope we find the perfect property in her area just so we can have her family as our friends. She was friendly, new the area and professional."
ksnapshots
"Debbie is a fantastic person to work with."
John Poole
"Debra works so hard to find what you are looking for. Does all the research and totally prepared for every house she shows. Greatly appreciated her efforts. Always felt like we were her only clients."
Mike and Dinah McAvoy
"Deborah is an excellent realtor. She is patient and accessible. I would recommend her completely!"
Mary Ann Wood
"The best person to work with. We've recommended her to everyone we know. She kept us feeling like we had a professional on our side during the process. She knew exactly what our situation was and what we needed, and no matter the issue she did everything in her power to solve it."
David Lawson
"100% satisfied with our experience. Deborah was the absolute best choice we could have made for a realtor, she is fantastic! She is kind, understanding, knowledgeable and most importantly, she was determined to find us the right home. We are forever grateful and we recommend her to everyone we know."
Brandon & Iris Snyder
"Deborah Kling was a pleasure to work with and was very helpful in my search for just the right house. I feel that she really listened to me about what I required in a home and sought out what I was looking for."
Brenda Stokes
"Debbie was very wonderful to work with. She was very kind, knowledge, prompt, and an absolute pleasure!"
Vic P Navarre
